How it Works
While healthcare cost-sharing is not a new concept, few may understand how the policy works when compared to major medical insurance. Think of cost-sharing as community involvement. You pay your personal responsibility directly into your personal account. Your contribution is matched with another member’s bills, and the same goes for your own medical bills. The payment is then send directly to your physician to cover the cost of service.
- Member Contribution: You send your cost-sharing contribution to your healthcare plan provider. Your monthly share is placed directly into a personal file. Once a match is made with another member’s medical bills, the money is then dispersed.
- Activate: You may activate your cost-sharing membership directly on the website after speaking with our experts.
- Network Doctors: When you visit a physician within the network, you show your member identification card at the time of the appointment. Your doctor should recognize the network; otherwise, give us a call for assistance.
- Bill Submission: Your doctor will then submit the bill to your healthcare provider, where an analysis will take place and a reasonable amount is paid.
- Bill Sharing: Everyone in the cost-sharing program shares the cost of the doctor’s visit or procedure. Members contribute directly from their personal file.
- Payment to Doctor: All doctors and hospitals are paid promptly. The shareable amount of the medical bill is sent straight to the healthcare provider. The amount does not cover inflated rates, however.